The Matrix

A recent study by Gallagher Re, published in association with MIT and Testudo Global Inc., reveals a troubling reality for enterprises deploying artificial intelligence: traditional insurance policies are failing to cover AI-native liabilities, and the vendors supplying AI tools are structured to avoid bearing these risks. The Gallagher report, Smart Systems, Blind Spots: Rethinking Insurance for the AI Era , finds that the pace of AI adoption has outstripped the insurance industry's capacity to develop responsive products, leaving organizations exposed to a growing class of uninsured liabilities.