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Cyber Insurance 101

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As cybersecurity incidents increase in frequency and scope, cyber insurance policies are an important tool for companies to mitigate loss from such incidents.  Recent surveys of small and medium businesses reveal, however, that many respondents do not carry cyber insurance.[1] And for those that do, the cost of such coverage is rising.  For companies considering purchasing or renewing a cyber policy in light of new or increasing risk, this article provides a brief primer on the types of coverages that cyber policies offer, potential add-ons to coverage, common conditions and exclusions, and other cyber insurance-related questions.  More

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