Honigman's Insurance Regulatory Practice Group maintains solid relationships with insurance regulators throughout the country, and particularly in Michigan. Insurers operate in a highly regulated environment under which each state establishes its own requirements and practices. While state insurance requirements are frequently consistent, this is not always true, as many regulated entities discover only when they are on the wrong side of an enforcement action.
We participate as part of a network of attorneys concentrating in insurance throughout the United States with whom we confer to assist our clients in multi-state transactions or to answer questions about specific state requirements.
Federal regulation of insurance is expanding, and compliance with the increasingly complex regulations of multiple jurisdictions has become a greater challenge for insurers. In addition, insurers frequently are subject to unwritten "desk requirements" of various insurance departments, which cannot be determined from statutes and regulations.
Our practice also includes working with insurance companies, HMOs, insurance agents and brokers, TPAs and other regulated entities not only with respect to state licensure, regulation and oversight matters, but also with respect to the myriad, and growing number of federal laws that affect the products they market or administer -- e.g., the Affordable Care Act, HIPAA, GINA, the ADEA and the ADA. Especially in the area of employee benefits, we work with these entities to help ensure that their policies, contracts, products and materials not only are legally compliant, but also best meet their needs as both producers and employers, as well as the needs of their key target market – employer/plan sponsors.
We also work with in-house attorneys with traditional corporate law backgrounds to assist these various and diverse regulated entities in managing the complexities of their businesses.
News & Resources
- 129 Honigman attorneys named in the 2013 Michigan Super Lawyers(September 17, 2013)
- Public Act 106 of 2007: The Public Employees' Health Benefit Act, County Road Association of Michigan, Bay City, MIMay 2009
- GASB, OPEB and Things That Go Bump in the Night, National City Insurance Group, Kalamazoo, MIMay 2008
- Why VEBAs? Why Now?, National City Insurance Group, Kalamazoo, MIMay 2008
- GASB, OPEB and Things That Go Bump in the Night, Professional Benefit Services, Agents and Brokers Conference, Grand Rapids, MIMay 1, 2008
- Why VEBAs? Why Now?, Professional Benefit Services, Agents and Brokers Conference, Grand Rapids, MIMay 2008
- Bumps Not Barriers -- Legal Issues in Innovative Plan Design, SIIA TPA/MGU Conference, Hilton Head, S.C.April 1, 2008
- Bi-Monthly Column, Reviewing Recent Court Decisions(2005-2010)The Self-Insurer, Self-Insured Institute of America
- California Court Provides Valuable Reminder to Captive Owners(April 2010)Journal of Insurance and Indemnity Law, State Bar of Michigan, Volume 3, Number 2
- hfm Toolbox: HIPAA Audit Tool(February 2006)hfm Magazine
- HIPAA Compliance Garners New Attention as Grace Period Ends(August 2005)Managed Care Outlook
- HIPAA Patient Privacy Compliance Guide(April 2003)Chapter 300: Preemption of State Law, Atlantic Information Services, Inc.
- Standard Unique Employer Identifier(September 2002)American Health Lawyers Association
- HIPAA and State Law Preemption — Anatomy of the Michigan Analysis(Summer 2002)Michigan Health Law Report: A Publication of the Health Care Law Section of the State Bar of Michigan
- HIPAA Privacy Rule Preemption Analysis Matrix for Michigan Law(April 2002)Michigan State Bar Health Care Law Section and the Michigan Society of Health Care Lawyers
- Insurance Regulation in Michigan(2002)Michigan Insurance Law and Practice, The Institute of Continuing Legal Education
- Prescription Contraceptives: A Benefit Whose Time Has Come?(October 2001)Managed Care Magazine
- HIPAA for Employers(August 2001)Insider Business Journal
- 1983 Annual Survey of Michigan Law: Commercial Transactions(1983)30 Wayne Law Review, No. 2
- 1982 Annual Survey of Michigan Law: Criminal Procedure(1982)29 Wayne Law Review, No. 2